Helping Pay Your Bills, While You Pay Attention to You!

Becoming disabled is often an unexpected and burdensome experience, and it can happen to anyone. What if a disability interrupted your job, your income, and your financial security? How would you make your house or rent payment, or cover day-to-day expenses? It’s important to consider these questions because a disability could adversely affect your well-being and your finances at a time when you should be concentrating on recovery.

Some common illnesses or conditions known to cause disabilities include:
  • Pregnancy and childbirth
  • Accidents and fractures
  • Cancer
  • Heart attacks and strokes
  • Back and joint disorders

As an employee, you should have even greater peace of mind knowing that your employer wants you to be prepared in the event of a disability. By making Aflac’s Short-Term Disability insurance policy available, your employer can help reduce the worry of financial security during a disability so you can focus on your recovery.

Why Aflac Short-Term Disability may be the best choice for you:
  • It’s sold on an individual basis. You choose the plan that’s right for you based on your financial needs and income.
  • We offer the option of guaranteed-issue,1 short-term disability coverage. That means no medical questionnaire is required.
  • We pay you a cash benefit for each day you are disabled.2


Contact your local Capital Representative to design your individualized plan. For more information, please contact the Group Benefits Department by phone at 800.780.3100 or email at groupdepartment@capitalins.com.

The Capital Advantage

Combine the Aflac Short-Term Disability plan with our LINA Long-Term Disability plan for complete income protection and to maximize the benefits received in the event you are disabled. (Plans available in participating agencies.)

To file a claim, visit the Aflac Claims Portal.


  • Agency for Health Care Administration
  • Agency for Persons with Disabilities
  • Dept. Of Business & Professional Regulations
  • Dept. of Children & Families
  • Dept. of Corrections
  • Dept. of Education
  • Dept. of Elder Affairs
  • Dept. of Environmental Protection
  • Dept. of Health
  • Dept. of Highway Safety and Motor Vehicles
  • Dept. of Juvenile Justice
  • Dept. of Revenue
  • Division of Administrative Hearings
  • Florida Fish and Wildlife Conservation Commission
  • Justice Administrative Commission