Underwritten by Life Insurance Company of North America (LINA), a Cigna Company

Group Term Life Insurance provides a firm foundation for employees by offering a competitive, value-added life benefit. LINA Group Term Life product offers protection, a terminal illness benefit, bereavement counseling, and beneficiary services to employees and their families.

  • Guaranteed issue coverage amounts available for employees and family members
  • Cigna’s Life Assistance Program provides invaluable counseling, referrals, and other resources to employees and their families to help them take charge of their overall health and well-being
  • Cignassurance provides a package of financial, bereavement and legal services to beneficiaries
  • Portable insurance coverage is available upon employment termination or retirement, as long as the group policy is active
  • Access to available proceeds when faced with a terminal illness
  • Automatic Increase Option increases benefit amount as earnings go up
  • Conversion to individual policy available if group policy terminates
  • Waiver of premium during an approved disability allows employees to continue valuable life insurance coverage


Enroll during Open Enrollment or as a New Employee (within the first 60 days of employment). Any forms submitted outside of these requirements will not be accepted.

Please take a moment to review the Brochure for a full outline of the benefits available to you. For more information on how to enroll, please contact the Group Benefits Department by phone at 800.780.3100 or email at groupdepartment@capitalins.com. If you have further questions, please contact your local Capital Representative.

Life insurance becomes effective on the day following the end of the payroll period in which the first payroll deduction is made (Deduction Code #262). If you are either disabled or under a physician’s care because of sickness or injury or not actively at work on the day your insurance would become effective, your insurance will become effective when you resume full-time work.

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